Limited Time 75K Chase Sapphire Preferred® and Reserve® Welcome Offer

The Chase Sapphire Preferred® and Chase Sapphire Reserve® cards are among the most beloved travel credit cards available. Which one should you choose?

Limited-time offer: Elevated welcome offer on the Chase Sapphire Preferred and Chase Sapphire Reserve cards

What you can do with the welcome offer

75,000 bonus points can get you a lot in free travel! And, because you’ll need to spend $4,000 to earn this bonus, you’ll actually have closer to 80,000 points to burn. 

Here are some ideas of what to do with them (based on past Going with Points deals):

• One roundtrip, business class ticket to Amsterdam or Paris on KLM or Flying Blue. (Or, two roundtrip economy tickets for the same price!)
• Four roundtrip, economy tickets to the Bahamas on JetBlue or United (family trip, anyone?)
• Two or three roundtrip, economy tickets to Hawai’i on United (honeymoon idea?)
• One roundtrip, economy ticket to Beijing on Air France
• Three nights stay at a Hyatt all-inclusive resort in Cabo San Lucas, Mexico

Chase Sapphire Preferred vs. Sapphire Reserve: Card benefits compared

Who is Chase Sapphire Reserve right for?

• A $300 annual travel credit: This credit is automatically applied as a statement credit on the first $300 spent on purchases in the travel category annually.
• Credit for an application fee to Global Entry, TSA PreCheck®, or NEXUS: Trusted Traveler programs that offer streamlined security review.
• Access to the Sapphire Lounges and a Priority Pass™ Select membership: Chase is growing its network of airport lounges, and the latest ones are truly impressive! (A one-time activation is required for the Priority Pass Select membership.)
• Points earning: Earn 3X points on travel and dining purchases.
• Chase Travel: Points are worth 50% more in the Chase Travel (SM) portal. (1.5 cents)

Read our review of the Chase Sapphire Reserve card

Who is Chase Sapphire Preferred best for?

• 10% anniversary boost: For each account anniversary, you’ll earn bonus points equal to 10% of your total purchases made the previous year. So if you spend $20,000 on the card, you’d get an extra 2K points in anniversary boost. (This is why I default to using this card when I don’t have a card that earns bonus points in a particular category.)
• $50 Annual Chase Travel Hotel Credit: Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel (SM).
• Points earning: Earn 3X points on dining and 2X points on travel 
• Chase Travel: Points are worth 25% more in the Chase Travel portal. (1.25 cents)

Read our review of the Chase Sapphire Preferred card

Chase Sapphire Preferred vs. Sapphire Reserve - Perks with both cards

To be honest, you can’t go wrong with either option. Regardless of which you choose, both offer:

• No foreign transaction fees
• Points transfer 1:1 to airline and hotel partners
• Travel insurance and protections*: Auto​ Rental Collision Damage Waiver, Trip Delay Reimbursement, Lost Luggage​ Reimbursement, Trip Cancellation/Interruption Insurance

^{*These benefits are available when you use your card. Restrictions, limitations, and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened, consult the Guide to Benefits, which includes a full explanation of coverages.}